General, Research, Technology

Where do we spend money during self-isolation?

Like it or not, but the self-isolation mode, which wasintroduced in almost all regions of Russia, left a definite imprint on us. In addition to the fact that restaurants, cafes, sports clubs stopped working, the sphere of entertainment and sports completely stopped, we (the editor of Hi-News.ru) for the most part switched to remote work, etc. - life goes on. Nothing human is alien to us, the truth is the number of restrictions that we are currently experiencing, perhaps the maximum for all the time of our lives. And although many still believe that the new coronavirus is just ARI, the fact remains. Almost the whole world has switched to a “save mode”, when everyone is for himself, and what will happen to us and our family further depends only on ourselves. I talked with the staff of our site and found out how their consumption pattern has changed due to current events. And although everyone has their own story, one thing is clear - today no one lives as before. Let me tell you their stories ...

And where do we spend money if we have nowhere to spend it?

The geography of our employees is very extensive. Someone lives in Moscow and St. Petersburg, someone in Montenegro. Others live in Almetyevsk (Tatarstan) or in Barcelona (Spain). But what unites us all is that our life has changed. I asked them to answer a simple question: how has your life changed after the introduction of restrictions in terms of financial spending? Let's get a look.

I don’t know how indicative I am, but I noticedthat while sitting at home, he began to spend less on himself. Less than a few thousand for gasoline, minus 2,000 rubles for a ticket for transport. On nutrition, it also comes out approximately. I began to spend less on all kinds of optional things, but this is just a revision of expenses. For a child about the same expenses, but still more than for themselves (the child is less than a year old). The days are now passing quickly somehow, you do not have time to notice that you want pizza or something from the burger. You save on this. Now there is nowhere to go with all the desire, therefore, also savings. Plus, I created small reserves for myself for some expensive food products. Therefore, now it has also become less. If the question of whether I began to spend less at home, then yes, I did. The wife did not, because she was already at home (saving only on joint trips somewhere). As a result, I only began to spend less on myself, but as a result of the difference it does not make a big difference ..

Artem Sutyagin (Korolev, Russia), Hi-News.ru

Pavel Dmitriev, who regularly publishes reviews of audio innovations on our site, gave this comment:

I got a little more to stay fromsalaries of money, because we don’t go anywhere and don’t buy anything extra. Therefore, I put them off. But this is not a special solution, but just the situation. Otherwise, not much has changed, so I'm not indicative at all here. I began to donate a little more to different people and organizations on Patreon, as it’s hard for everyone. Began to buy more music than usual to support those indie musicians that I like.

Pavel Dmitinev (Bar, Montenegro), author of Hi-News.ru

At first, spending was even higher than beforeself-isolation, mainly due to the purchase of large quantities of food. Products in stores began to disappear, and decided just in case to collect a “suitcase” of non-perishable food. The panic in the end turned out to be somewhat exaggerated, but now that there are a lot of people on self-isolation, ordering products on the Internet has become even more difficult. They will bring only half of the order, or the next delivery in a week - the influx of those who wish is too large. So, probably, it was not in vain that it was purchased for the future.

Now spending on gasoline andpublic transport, cafes and other entertainment. I also prefer not to buy new equipment yet - the situation around is terrible, and it is not known when it will all end. And if earlier partly saved money, and part left for spending, now all income is being spent on the savings account. If necessary, take it from there. We can say that the banking system is also short-lived, and it’s better to fill a three-liter bottle with money (if you get so much, of course) and put it under a mattress, but I hope this does not come to that. Yes, and now it’s better not to mess with cash.

Alexander Bogdanov (Moscow, Russia), author of Hi-News.ru

With the introduction of a self-isolation regime, money is basicallygo only to pay for an apartment, Internet and food. Every 3-4 days, go to the store for milk, bread, dumplings, fruits, sweets and cat food - nothing else is needed. In the city there is only a delivery of pizza, sushi and ready meals, I rarely ordered it, nothing has changed. Money is no longer needed on the road, clothes and walks, because there is simply nowhere to go. Due to the fact that it is not known what will happen next, I had to abandon the planned purchases, I think to act on the situation. In general, I became more economical and more careful with expenses, I take only the most necessary.

Ramis Geniev, (Almetyevsk, Tatarstan), author of Hi-News.ru

At the same time, such comments are not unique in their focus. This is what Mikhail Korolev, founder of Hi-News.ru answers our question

We don’t spend at all. I am even a little ashamed of the state and business. I only spend on Amazon, buying food and household items. In ordinary life, I drove in two cars, bought coffee, burgers every day. My wife bought coffee, went to the salon to do nails and a haircut. Restaurants on weekends. The child went to different classes, every weekend went somewhere. We always wanted to buy something new: either a camera, then a phone, then a snowboard or wakeboard, then go to a neighboring region and rent a hotel there.

And now I live with the thought of how the business of services is without me and my money? How do owners feed their children? After all, I - these are millions more of the same people who stopped spending at all.

Mikhail Korolev (Barcelona, ​​Spain), owner of Hi-News.ru

If you think that men cannot countmoney and live wastefully, then I have for you a comment of the beautiful Lyubov Sokovikova, who shared her decisions on spending during general self-isolation:

At the beginning of the year, they took a mortgage, so there were manytransaction costs, relocation, furniture such as beds, kitchen utensils and so on. I couldn’t postpone it, because all the time I wanted to buy something for the house, plus the birthdays of relatives and friends. From the beginning of the pandemic, we take only what is necessary - food, medicine, cat food, etc., we try not to spend anything. We bought some cereals, flour, canned food for every fireman. There is a noticeable increase in food prices - perhaps due to the fact that we mainly order delivery, but given the collapse of the ruble, this is not surprising. Well, before, all sorts of Wishlist like books and games for curling iron were somehow quietly bought, but now a new resident has come out and so far only a free demo has been downloaded, we are waiting for discounts)

Lyubov Sokovikova (St. Petersburg, Russia) - by Hi-News.ru

And finally, I’ll say from myself: I self-insulated about 60 kilometers from Moscow in my country house. And, as you might guess, there are neither Delivery Club or Yandex.Food deliveries, nor the ability to order products to your home. All that is available to me is a couple of shops in the nearest village with a very clear assortment. If you need cheese, eat cheese. If sausage - please, here is sausage. Without brands, factories and manufactures. Take what they give. Basically, these are the most inexpensive products, so the level of my expenses fell 3-4 times. With all my desire, I can’t spend the money in the place where my family and I are waiting for the consequences of the pandemic.

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In this regard, I would like to ask you, ourreaders, how has your consumption changed? Have you started putting off more? And where - under the pillow or in the bank? But what if the bank burns out tomorrow? Maybe it makes sense to invest in real estate or food products with a shelf life of 25 years? Share your stories in the comments, or in our Telegram chat.